If you’re overwhelmed with buy now, pay later debt, there are options to get yourself back on track.

Chances are that your “buy now, pay later” bill from the holiday season will arrive soon or has already made its debut.

If you’re not financially prepared to pay up, late fees or other charges can bury you deeper in debt. Circumstances can change over a matter of weeks through financial setbacks like unemployment, an unexpected bill, a family emergency or other events.

Originally published on nerdwallet.com, part of the BLOX Digital Content Exchange.

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